the cpfl energy? buy utilities, when the country grows utility comes make sense. i think it's the best way to go. joe in arizona, joe? >> caller: hi, jim, a big desert booyah to you. first of all, i want to thank you for the second half of last year, recommending home gamers to switch to big high quality stocks paying big dividends, felt better in the crazy time. >> yes, particularly when the market was down by 19% and we did not hit much at all with the strategy. >> caller: no they were great stocks. from calculating the peg growth, is it current year divided by prior year? >> yeah, future year estimates, you know, you i look at the step function, last year, this year, and next year, and it's between this year and next year that i care most about. what i do, frankly, just so you know, i do use the street estimates to try to calculate what the peg ratio is. with the exception of a couple stocks like apple over the course of the last few years i'm satisfied using street estimates as a way to go. an up side surprise can lead you to a major down side, don't believe the hype. check the sales b